LiqueFi Life · Institutional Infrastructure

The operating system the life settlement market has been missing

LiqueFi Life has developed the first institutional-grade operating system for the life settlement market — bringing the identification, data, and settlement infrastructure that institutional-scale secondary trading of life insurance policies has never had.

Institutional-grade means three specific things: assets held in trust rather than on a balance sheet, settlement instruments structured for acceptance into existing custodial infrastructure, and compliance enforced at the protocol level rather than applied after the fact.

$6B+
Transacted annually in the secondary market
~3%
Of annually lapsing face value transacted
A–AAA
Carrier financial strength ratings
None
Shared identification standard across the market

Sources: ACLI Life Insurers Fact Book; LISA market reports; LIMRA and Conning, 2024. Penetration shown as annual settlement volume against annually lapsing face value.

The Infrastructure Gap

A market of significant scale — operating without a standard

The life settlement market — the secondary trading of life insurance policies — transacts billions of dollars annually. Yet it has operated for decades without the foundational identification, data, and settlement infrastructure that every other institutional asset class takes for granted.

LiqueFi Life is singularly focused on this market. The OS architecture it has built enables blending into broader institutional portfolios — but the focus here is singular: life settlements.

"The LiqueFex DNA System is to the life settlement market what the CUSIP is to the public securities market — a foundational identification and data standard that makes institutional-scale trading possible. And as with the CUSIP, the standard does not price the asset. Participants do that, against it."
What LiqueFi Life has built

The first institutional-grade operating system for the life settlement market — bringing identification, data, compliance, and settlement infrastructure to an asset class that has never had it.